/* ==========================================================================
   IRAH SERVICES LLP - Master Design System & Stylesheet
   Original Bespoke Design Architecture & Layout Standards
   Institutional Navy, Champagne Gold, Refined Spacing & Typography
   ========================================================================== */

:root {
  --navy-950: #060C1A;
  --navy-900: #0A142A;
  --navy-850: #0F1D38;
  --navy-800: #14254b;
  --navy-700: #1d3365;
  --navy-600: #294685;
  --navy-100: #e8eef8;
  --navy-50:  #f2f5fb;

  --gold-700: #85651f;
  --gold-600: #9e7a2f;
  --gold-500: #c5a059;
  --gold-400: #d8b775;
  --gold-300: #ebcf93;
  --gold-200: #e5c985;
  --gold-100: #faf4e8;
  --gold-50:  #fdfbfa;

  --slate-900: #0f172a;
  --slate-800: #1e293b;
  --slate-700: #334155;
  --slate-600: #475569;
  --slate-500: #64748b;
  --slate-400: #94a3b8;
  --slate-300: #cbd5e1;
  --slate-200: #e2e8f0;
  --slate-100: #f1f5f9;
  --slate-50:  #f8fafc;
  --white:     #ffffff;

  --emerald-600: #059669;
  --emerald-500: #10b981;
  --emerald-400: #34d399;
  --emerald-100: #d1fae5;
  --emerald-50:  #ecfdf5;

  --amber-600:   #d97706;
  --amber-500:   #f59e0b;
  --amber-100:   #fef3c7;

  --danger-600:  #b91c1c;
  --danger-50:   #fef2f2;

  --blue-600:    #2563eb;
  --blue-500:    #3b82f6;
  --blue-100:    #dbeafe;

  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-display: 'Plus Jakarta Sans', 'Outfit', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.08), 0 2px 4px -2px rgba(0, 0, 0, 0.05);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.08), 0 4px 6px -4px rgba(0, 0, 0, 0.04);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.05);
  --shadow-glow: 0 0 25px rgba(197, 160, 89, 0.25);
  
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 250ms cubic-bezier(0.4, 0, 0.2, 1);
}

/* Base Resets */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.6;
  color: var(--slate-800);
  background-color: var(--white);
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
}

body {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  overflow-x: hidden;
}

/* Accessibility & Utility Components */
.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 4000;
}

.skip-link:focus {
  left: 1rem;
  top: 1rem;
  padding: 0.75rem 1rem;
  background: var(--navy-900);
  color: var(--white);
  border: 1px solid var(--gold-500);
  border-radius: var(--radius-sm);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

:where(a, button, input, select, textarea, [tabindex]):focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 2px;
}

.section-bg-navy :focus-visible,
.hero-section :focus-visible,
.master-footer :focus-visible,
.calc-output-card :focus-visible {
  outline-color: var(--gold-300);
}

.form-control:focus-visible,
.calc-number-input:focus-visible {
  outline: 2px solid var(--navy-700);
  outline-offset: 1px;
}

.insight-card:focus-visible {
  outline: 2px solid var(--navy-700);
  outline-offset: 3px;
}

h1:focus {
  outline: none;
}

#policy-dpdp,
#policy-terms {
  scroll-margin-top: 96px;
}

.table-scroll {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.is-invalid {
  border-color: var(--danger-600) !important;
}

.field-error {
  display: block;
  font-size: 0.75rem;
  color: var(--danger-600);
  margin-top: 0.25rem;
}

.receipt-status {
  font-size: 0.875rem;
  margin-top: 0.5rem;
  font-weight: 500;
}

.receipt-status--delivered {
  color: #047857;
}

.receipt-status--local {
  color: #b45309;
}

.logo-text-sub,
.mini-vertical-sub,
.reg-role-badge,
.dropdown-group-title,
.tour-dest-tag,
.desk-badge {
  font-size: max(0.75rem, 12px);
}

/* Typography Utilities */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--navy-900);
  line-height: 1.25;
  letter-spacing: -0.02em;
}

h1 { font-size: 2.75rem; }
h2 { font-size: 2.15rem; }
h3 { font-size: 1.45rem; }
h4 { font-size: 1.15rem; }

p {
  color: var(--slate-600);
  line-height: 1.7;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--transition-fast);
}

/* Layout Container */
.container {
  width: 100%;
  max-width: 1240px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

.container-narrow {
  width: 100%;
  max-width: 960px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}


/* Main Header */
.main-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--slate-200);
  transition: all var(--transition-fast);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 74px;
}

/* Brand Logo */
.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  font-weight: 800;
  font-size: 1.45rem;
  color: var(--navy-900);
  letter-spacing: -0.03em;
}

.logo-symbol {
  width: 42px;
  height: 42px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--navy-900) 0%, var(--navy-700) 100%);
  border: 1px solid var(--gold-500);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-400);
  font-weight: 900;
  font-size: 1.25rem;
  box-shadow: 0 4px 10px rgba(10, 20, 40, 0.15);
}

.logo-text-wrap {
  display: flex;
  align-items: center;
}

.logo-text-title {
  font-size: 1.15rem;
  font-weight: 800;
  letter-spacing: -0.01em;
  color: var(--navy-950);
  line-height: 1.1;
  white-space: nowrap;
}

/* Navigation Links */
.nav-menu {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 0.25rem;
}

.nav-item {
  position: relative;
}

.nav-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.6rem 0.95rem;
  font-size: 0.925rem;
  font-weight: 600;
  color: var(--slate-700);
  border-radius: var(--radius-sm);
  transition: all var(--transition-fast);
}

.nav-link:hover, .nav-link.active {
  color: var(--navy-900);
  background: var(--navy-50);
}

.nav-link.active {
  color: var(--navy-900);
  font-weight: 700;
}

/* Dropdown Menu */
.dropdown-trigger {
  cursor: pointer;
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 290px;
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xl);
  padding: 0.75rem 0.5rem;
  display: none;
  z-index: 1050;
  opacity: 0;
  transform: translateY(8px);
  transition: opacity 150ms ease, transform 150ms ease;
}

.nav-item:hover .dropdown-menu,
.nav-item:focus-within .dropdown-menu {
  display: block;
  opacity: 1;
  transform: translateY(0);
}

.dropdown-group-title {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 700;
  color: var(--slate-400);
  padding: 0.5rem 0.75rem 0.25rem;
}

.dropdown-link {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 0.65rem 0.75rem;
  border-radius: var(--radius-sm);
  color: var(--slate-700);
  transition: background var(--transition-fast);
}

.dropdown-link:hover {
  background: var(--navy-50);
  color: var(--navy-900);
}

.dropdown-icon {
  width: 28px;
  height: 28px;
  border-radius: var(--radius-sm);
  background: var(--slate-100);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
  color: var(--navy-700);
  flex-shrink: 0;
  margin-top: 2px;
}

.dropdown-text {
  display: flex;
  flex-direction: column;
}

.dropdown-text-title {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--slate-900);
}

.dropdown-text-desc {
  font-size: 0.75rem;
  color: var(--slate-500);
  line-height: 1.35;
}

/* Nav Actions */
.header-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--navy-900);
  cursor: pointer;
  padding: 0.35rem;
}

/* Button Component */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-family: var(--font-sans);
  font-size: 0.925rem;
  font-weight: 600;
  padding: 0.7rem 1.4rem;
  border-radius: var(--radius-sm);
  border: 1px solid transparent;
  cursor: pointer;
  transition: all var(--transition-fast);
  white-space: nowrap;
}

.btn-primary {
  background: var(--navy-900);
  color: var(--white);
  border-color: var(--navy-900);
}

.btn-primary:hover {
  background: var(--navy-800);
  box-shadow: 0 4px 12px rgba(10, 20, 40, 0.2);
  color: var(--gold-300);
}

.btn-gold {
  background: linear-gradient(135deg, var(--gold-500) 0%, var(--gold-600) 100%);
  color: var(--navy-950);
  border-color: var(--gold-600);
  box-shadow: 0 4px 12px rgba(197, 160, 89, 0.25);
}

.btn-gold:hover {
  background: linear-gradient(135deg, var(--gold-400) 0%, var(--gold-500) 100%);
  color: var(--navy-950);
}

.btn-secondary {
  background: var(--white);
  color: var(--navy-900);
  border-color: var(--slate-300);
}

.btn-secondary:hover {
  background: var(--slate-50);
  border-color: var(--navy-700);
  color: var(--navy-900);
}

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.4);
}

.btn-outline-white:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--white);
}

.btn-sm {
  padding: 0.45rem 0.95rem;
  font-size: 0.8125rem;
}

.btn-lg {
  padding: 0.9rem 2rem;
  font-size: 1.05rem;
  border-radius: var(--radius-md);
}

/* Badge Component */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.25rem 0.65rem;
  font-size: 0.75rem;
  font-weight: 600;
  border-radius: var(--radius-full);
  white-space: nowrap;
  flex-shrink: 0;
}

.badge-navy {
  background: var(--navy-100);
  color: var(--navy-800);
}

.badge-gold {
  background: var(--gold-100);
  color: var(--gold-700);
  border: 1px solid rgba(197, 160, 89, 0.3);
}

.badge-emerald {
  background: var(--emerald-50);
  color: #047857;
  border: 1px solid rgba(16, 185, 129, 0.25);
}

.badge-amber {
  background: var(--amber-100);
  color: #92400e;
}

.hero-tagline-pill,
.universe-tag,
.reg-role-badge,
.edu-card-badge,
.desk-badge {
  white-space: nowrap;
  flex-shrink: 0;
}

.reg-card-head {
  flex-wrap: wrap;
  gap: 0.35rem 0.75rem;
}

/* Hero Section */
.hero-section {
  position: relative;
  background: radial-gradient(circle at 85% 15%, rgba(197, 160, 89, 0.12) 0%, transparent 40%),
              radial-gradient(circle at 10% 85%, rgba(29, 51, 101, 0.4) 0%, transparent 50%),
              linear-gradient(135deg, var(--navy-950) 0%, var(--navy-900) 60%, var(--navy-850) 100%);
  color: var(--white);
  padding: 5.5rem 0 5rem;
  overflow: hidden;
  border-bottom: 1px solid rgba(197, 160, 89, 0.2);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
}

.hero-tagline-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(197, 160, 89, 0.4);
  padding: 0.4rem 1rem;
  border-radius: var(--radius-full);
  font-size: 0.825rem;
  font-weight: 600;
  color: var(--gold-300);
  margin-bottom: 1.5rem;
}

.hero-title {
  color: var(--white);
  font-size: 3.25rem;
  line-height: 1.15;
  margin-bottom: 1.35rem;
}

.hero-title span.text-gold {
  color: var(--gold-400);
  background: linear-gradient(135deg, var(--gold-300) 0%, var(--gold-500) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-desc {
  font-size: 1.125rem;
  color: var(--slate-300);
  line-height: 1.7;
  margin-bottom: 2.25rem;
  max-width: 580px;
}

.hero-overview-wrap {
  max-width: 960px;
  margin: 0 auto;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.hero-overview-wrap .hero-desc {
  max-width: 780px;
  margin: 0 auto 2.5rem;
  font-size: 1.15rem;
  line-height: 1.75;
}

/* Hero Aesthetic Data Bubbles */
.hero-data-bubbles {
  display: flex;
  flex-wrap: wrap;
  gap: 1.25rem;
  justify-content: center;
  align-items: stretch;
  width: 100%;
  margin-top: 0.5rem;
}

.aesthetic-stat-bubble {
  display: flex;
  align-items: center;
  gap: 1.15rem;
  padding: 1rem 1.6rem;
  background: rgba(255, 255, 255, 0.04);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(197, 160, 89, 0.28);
  border-radius: var(--radius-full);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.22), inset 0 1px 0 rgba(255, 255, 255, 0.08);
  transition: transform var(--transition-normal), border-color var(--transition-normal), box-shadow var(--transition-normal), background var(--transition-normal);
  text-align: left;
}

.aesthetic-stat-bubble:hover {
  transform: translateY(-3px);
  border-color: var(--gold-400);
  background: rgba(255, 255, 255, 0.07);
  box-shadow: 0 16px 36px rgba(197, 160, 89, 0.16), inset 0 1px 0 rgba(255, 255, 255, 0.15);
}

.stat-bubble-indicator {
  display: none !important;
}

.stat-bubble-content {
  display: flex;
  flex-direction: column;
}

.stat-bubble-val {
  font-size: 1.55rem;
  font-weight: 800;
  color: var(--white);
  font-family: var(--font-heading);
  letter-spacing: -0.02em;
  line-height: 1.1;
  background: linear-gradient(135deg, #ffffff 40%, var(--gold-300) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.stat-bubble-label {
  font-size: 0.775rem;
  font-weight: 700;
  color: var(--gold-400);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-top: 0.25rem;
  line-height: 1.2;
}

.stat-bubble-sub {
  font-size: 0.725rem;
  color: var(--slate-300);
  margin-top: 0.15rem;
  line-height: 1.2;
}

/* Subtle Card Link for Minimalist Overview */
.card-link-subtle {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  margin-top: 1.25rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--gold-600);
  text-decoration: none;
  transition: color var(--transition-fast), transform var(--transition-fast);
}

.card-link-subtle:hover {
  color: var(--gold-500);
  transform: translateX(3px);
  text-decoration: underline;
}

/* Statutory Regulatory Aside Landmark */
.statutory-aside-bar {
  background: var(--navy-950);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 1.25rem 0;
  color: var(--slate-300);
  font-size: 0.8125rem;
  line-height: 1.6;
}

.statutory-aside-inner {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  flex-wrap: wrap;
}

.statutory-aside-badge {
  display: inline-block;
  padding: 0.25rem 0.65rem;
  background: rgba(197, 160, 89, 0.15);
  color: var(--gold-300);
  border: 1px solid var(--gold-500);
  border-radius: var(--radius-sm);
  font-size: 0.725rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  white-space: nowrap;
}

.statutory-aside-text {
  margin: 0;
  color: var(--slate-300);
  flex: 1;
}

/* Section Common */
.section {
  padding: 5rem 0;
}

.section-bg-slate {
  background-color: var(--slate-50);
}

.section-bg-navy {
  background: var(--navy-950);
  color: var(--white);
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 3.5rem;
}

.section-header-left {
  text-align: left;
  max-width: 760px;
  margin-bottom: 3rem;
}

.section-kicker {
  display: inline-block;
  text-transform: uppercase;
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  font-weight: 700;
  color: var(--gold-700);
  margin-bottom: 0.75rem;
}

.section-bg-navy .section-kicker {
  color: var(--gold-400);
}

.section-title {
  margin-bottom: 1rem;
}

.section-bg-navy .section-title {
  color: var(--white);
}

.section-subtitle {
  font-size: 1.05rem;
}

.section-bg-navy .section-subtitle {
  color: var(--slate-300);
}

/* Master Brand Cards: Three Business Lines */
.business-lines-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.business-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-lg);
  padding: 2.25rem 2rem;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.business-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: var(--gold-500);
}

.business-card.flagship {
  border: 2px solid var(--gold-500);
  background: linear-gradient(180deg, var(--white) 0%, var(--gold-50) 100%);
}

.card-ribbon {
  position: absolute;
  top: 1rem;
  right: 1rem;
}

.card-icon-wrap {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  background: var(--navy-50);
  color: var(--navy-900);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  margin-bottom: 1.5rem;
}

.business-card.flagship .card-icon-wrap {
  background: var(--navy-900);
  color: var(--gold-400);
}

.business-card-title {
  font-size: 1.45rem;
  margin-bottom: 0.65rem;
}

.business-card-desc {
  font-size: 0.925rem;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

.business-card-sublist {
  list-style: none;
  margin-bottom: 1.75rem;
  border-top: 1px solid var(--slate-100);
  padding-top: 1.25rem;
}

.business-card-sublist li {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--slate-700);
  margin-bottom: 0.5rem;
}

.business-card-sublist li span.check-icon {
  color: var(--gold-700);
  font-weight: 700;
}

/* Financial Services Architecture Universe Grid */
.universe-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.universe-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  transition: all var(--transition-fast);
  display: flex;
  flex-direction: column;
}

.universe-card:hover {
  border-color: var(--navy-700);
  box-shadow: var(--shadow-md);
}

.universe-card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1rem;
}

.universe-tag {
  font-size: 0.725rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 0.2rem 0.5rem;
  border-radius: var(--radius-sm);
  background: var(--slate-100);
  color: var(--slate-700);
}

.universe-title {
  font-size: 1.25rem;
  margin-bottom: 0.5rem;
}

.universe-desc {
  font-size: 0.875rem;
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.universe-specs {
  background: var(--slate-50);
  border-radius: var(--radius-sm);
  padding: 0.85rem 1rem;
  margin-bottom: 1.25rem;
  font-size: 0.775rem;
  border: 1px solid var(--slate-200);
}

.universe-spec-row {
  display: flex;
  justify-content: space-between;
  margin-bottom: 0.35rem;
}

.universe-spec-row:last-child {
  margin-bottom: 0;
}

.universe-spec-label {
  color: var(--slate-500);
}

.universe-spec-value {
  font-weight: 600;
  color: var(--slate-800);
}

/* Why Us / Value Pillars */
.pillars-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.pillar-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 1.75rem;
}

.pillar-num {
  font-family: var(--font-display);
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--gold-500);
  line-height: 1;
  margin-bottom: 0.75rem;
}

.pillar-title {
  font-size: 1.15rem;
  margin-bottom: 0.65rem;
}

.pillar-desc {
  font-size: 0.875rem;
}

/* 5-Step Investment Approach */
.approach-timeline {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.25rem;
  position: relative;
  margin-top: 1rem;
}

.timeline-step {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 1.5rem 1.25rem;
  position: relative;
}

.step-badge {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--navy-900);
  color: var(--gold-400);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.85rem;
  margin-bottom: 1rem;
}

.step-title {
  font-size: 1.05rem;
  margin-bottom: 0.5rem;
}

.step-desc {
  font-size: 0.8125rem;
  color: var(--slate-600);
}

/* Calculators Interactive Suite */
.calculator-container {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.calc-tabs-bar {
  display: flex;
  background: var(--navy-950);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  overflow-x: auto;
}

.calc-tab-btn {
  padding: 1.15rem 1.5rem;
  background: transparent;
  border: none;
  color: var(--slate-300);
  font-weight: 600;
  font-size: 0.9rem;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  white-space: nowrap;
  border-bottom: 3px solid transparent;
  transition: all var(--transition-fast);
}

.calc-tab-btn:hover {
  color: var(--white);
  background: rgba(255, 255, 255, 0.04);
}

.calc-tab-btn.active {
  color: var(--gold-400);
  border-bottom-color: var(--gold-500);
  background: rgba(255, 255, 255, 0.08);
}

.calc-panel {
  display: none;
  padding: 2.5rem;
}

.calc-panel.active {
  display: block;
}

.calc-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 3rem;
  align-items: flex-start;
}

.calc-inputs-col {
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
}

.calc-input-group {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.calc-input-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 0.75rem;
}

.calc-input-actions {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.calc-number-input {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 0.925rem;
  color: var(--navy-900);
  background: var(--white);
  padding: 0.25rem 0.5rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--slate-300);
  width: 105px;
  text-align: right;
  transition: all var(--transition-fast);
}

.calc-number-input:focus {
  border-color: var(--navy-700);
  box-shadow: 0 0 0 2px rgba(197, 160, 89, 0.35);
}

.calc-label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--slate-700);
}

.calc-value-display {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--navy-900);
  background: var(--slate-100);
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-sm);
  border: 1px solid var(--slate-200);
}

/* Custom Range Input */
.calc-range-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 44px;
  background: transparent;
  cursor: pointer;
}

.calc-range-slider::-webkit-slider-runnable-track {
  height: 6px;
  background: var(--slate-200);
  border-radius: var(--radius-full);
}

.calc-range-slider::-moz-range-track {
  height: 6px;
  background: var(--slate-200);
  border-radius: var(--radius-full);
}

.calc-range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--navy-900);
  border: 2px solid var(--gold-400);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
  margin-top: -7px;
  transition: transform var(--transition-fast);
}

.calc-range-slider::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--navy-900);
  border: 2px solid var(--gold-400);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
  transition: transform var(--transition-fast);
}

.calc-range-slider::-webkit-slider-thumb:hover,
.calc-range-slider::-moz-range-thumb:hover {
  transform: scale(1.15);
}

.calc-range-slider:focus-visible {
  outline: 2px solid var(--navy-700);
  outline-offset: 2px;
}

.calc-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  color: var(--slate-500);
}

/* Calculator Output Card */
.calc-output-card {
  background: linear-gradient(145deg, var(--navy-900) 0%, var(--navy-850) 100%);
  border: 1px solid rgba(197, 160, 89, 0.3);
  border-radius: var(--radius-lg);
  padding: 2rem;
  color: var(--white);
  box-shadow: var(--shadow-lg);
}

.calc-summary-metric {
  text-align: center;
  padding-bottom: 1.75rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  margin-bottom: 1.75rem;
}

.calc-metric-sub {
  font-size: 0.8125rem;
  color: var(--slate-300);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 0.35rem;
}

.calc-metric-big {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 4.5vw, 2.5rem);
  font-weight: 800;
  color: var(--gold-400);
  line-height: 1.15;
  word-break: break-word;
  overflow-wrap: anywhere;
}

.calc-split-metrics {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
  margin-bottom: 1.75rem;
}

.calc-split-box {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-md);
  padding: 1rem;
}

.split-box-label {
  font-size: 0.75rem;
  color: var(--slate-400);
  margin-bottom: 0.25rem;
}

.split-box-value {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--white);
}

/* Visual Bar for Invested vs Returns */
.calc-visual-bar {
  height: 12px;
  border-radius: var(--radius-full);
  display: flex;
  overflow: hidden;
  margin-bottom: 1.25rem;
  background: rgba(255, 255, 255, 0.1);
}

.calc-bar-invested {
  background: var(--blue-500);
  transition: width 200ms ease;
}

.calc-bar-gains {
  background: var(--gold-400);
  transition: width 200ms ease;
}

.calc-disclaimer-note {
  font-size: 0.725rem;
  color: var(--slate-400);
  line-height: 1.5;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 1rem;
}

/* Regulatory Trust Repository */
.reg-repo-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.reg-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  transition: all var(--transition-fast);
  display: flex;
  flex-direction: column;
}

.reg-card:hover {
  transform: translateY(-4px);
  border-color: var(--gold-500);
  box-shadow: var(--shadow-md);
}

.reg-card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 0.75rem;
}

.reg-acronym {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--navy-900);
}

.reg-role-badge {
  font-size: 0.675rem;
  font-weight: 700;
  text-transform: uppercase;
  padding: 0.2rem 0.45rem;
  border-radius: var(--radius-sm);
  background: var(--slate-100);
  color: var(--slate-600);
}

.reg-fullname {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--slate-700);
  margin-bottom: 0.5rem;
}

.reg-desc {
  font-size: 0.775rem;
  color: var(--slate-500);
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.reg-link-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.775rem;
  font-weight: 600;
  color: var(--navy-700);
  border-top: 1px solid var(--slate-100);
  padding-top: 0.75rem;
}

.reg-link-btn:hover {
  color: var(--gold-700);
}

/* Tourism Coming Soon Luxury Showcase */
.tourism-showcase {
  background: radial-gradient(circle at 100% 0%, rgba(197, 160, 89, 0.15) 0%, transparent 50%),
              linear-gradient(135deg, var(--navy-950) 0%, var(--navy-900) 100%);
  border-radius: var(--radius-xl);
  border: 1px solid rgba(197, 160, 89, 0.35);
  color: var(--white);
  padding: 3.5rem;
  margin-bottom: 4rem;
  box-shadow: var(--shadow-xl);
}

.tourism-showcase .badge-gold {
  background: rgba(197, 160, 89, 0.12);
  color: var(--gold-300);
  border: 1px solid rgba(197, 160, 89, 0.4);
}

.tourism-showcase .badge-navy {
  background: rgba(255, 255, 255, 0.06);
  color: var(--slate-300);
  border: 1px solid rgba(255, 255, 255, 0.14);
}

.tourism-badge-row {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 1.25rem;
}

.tourism-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  margin: 2.5rem 0;
}

.tour-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  transition: all var(--transition-fast);
}

.tour-card:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: var(--gold-400);
  transform: translateY(-3px);
}

.tour-dest-tag {
  font-size: 0.7rem;
  text-transform: uppercase;
  color: var(--gold-400);
  letter-spacing: 0.08em;
  font-weight: 700;
  margin-bottom: 0.35rem;
}

.tour-card-title {
  color: var(--white);
  font-size: 1.1rem;
  margin-bottom: 0.5rem;
}

.tour-card-desc {
  font-size: 0.8rem;
  color: var(--slate-300);
}

/* Education Services Section */
.edu-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.edu-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
}

.edu-card-badge {
  display: inline-flex;
  align-self: flex-start;
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-sm);
  font-size: 0.725rem;
  font-weight: 700;
  margin-bottom: 1rem;
  background: var(--navy-100);
  color: var(--navy-900);
}

.edu-card-title {
  font-size: 1.25rem;
  margin-bottom: 0.75rem;
}

.edu-card-desc {
  font-size: 0.875rem;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

/* Insights Editorial Cards */
.insights-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.insight-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  transition: all var(--transition-fast);
  cursor: pointer;
}

.insight-card:hover {
  transform: translateY(-4px);
  border-color: var(--navy-700);
  box-shadow: var(--shadow-md);
}

.insight-meta {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 0.75rem;
  font-size: 0.75rem;
  color: var(--slate-400);
}

.insight-title {
  font-size: 1.15rem;
  margin-bottom: 0.75rem;
  color: var(--navy-900);
  line-height: 1.4;
}

.insight-excerpt {
  font-size: 0.85rem;
  color: var(--slate-600);
  margin-bottom: 1.25rem;
  flex-grow: 1;
}

.insight-read-more {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.825rem;
  font-weight: 600;
  color: var(--navy-700);
}

/* Contact & Multi-Segment Lead Gen Form */
.contact-section-wrap {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 3.5rem;
  align-items: flex-start;
}

.contact-info-col {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.contact-box {
  background: var(--slate-50);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 1.75rem;
}

.contact-box-title {
  font-size: 1.1rem;
  margin-bottom: 1rem;
  color: var(--navy-900);
}

.contact-detail-row {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-bottom: 0.85rem;
  font-size: 0.875rem;
  color: var(--slate-700);
}

.contact-detail-row span.icon {
  color: var(--gold-700);
  font-size: 1.1rem;
}

/* Contact Form Styling */
.form-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
}

.form-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.form-group {
  margin-bottom: 1.25rem;
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--slate-800);
}

.form-label span.req {
  color: var(--amber-600);
}

.form-control {
  width: 100%;
  padding: 0.75rem 1rem;
  font-size: 0.925rem;
  border: 1px solid var(--slate-300);
  border-radius: var(--radius-sm);
  background: var(--white);
  font-family: inherit;
  transition: all var(--transition-fast);
}

.form-control:focus {
  outline: none;
  border-color: var(--navy-700);
  box-shadow: 0 0 0 3px rgba(29, 51, 101, 0.12);
}

textarea.form-control {
  resize: vertical;
  min-height: 100px;
}

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  font-size: 0.8125rem;
  color: var(--slate-600);
  line-height: 1.5;
  cursor: pointer;
}

.checkbox-label input {
  margin-top: 3px;
  cursor: pointer;
}

/* Modal View */
.modal-overlay {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(6, 12, 24, 0.75);
  backdrop-filter: blur(6px);
  z-index: 2000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
}

.modal-overlay.active {
  display: flex;
}

.modal-content-box {
  background: var(--white);
  border-radius: var(--radius-lg);
  max-width: 720px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--slate-200);
  position: relative;
  padding: 2.5rem;
}

.modal-close-btn {
  position: absolute;
  top: 1.25rem;
  right: 1.25rem;
  background: var(--slate-100);
  border: none;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  color: var(--slate-600);
  transition: all var(--transition-fast);
}

.modal-close-btn:hover {
  background: var(--slate-200);
  color: var(--navy-900);
}

/* Master Footer */
.master-footer {
  background: var(--navy-950);
  color: var(--slate-300);
  border-top: 1px solid rgba(197, 160, 89, 0.25);
  padding: 4.5rem 0 2rem;
  margin-top: auto;
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 1.2fr 1.9fr 1.2fr;
  gap: 3rem;
  margin-bottom: 3.5rem;
  align-items: start;
}

.footer-resources-expanded {
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid rgba(255, 255, 255, 0.06);
  border-radius: var(--radius-md);
  padding: 1.5rem 1.75rem;
}

.footer-col-title {
  color: var(--white);
  font-size: 0.95rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 1.25rem;
}

.footer-links-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}

.footer-links-list a {
  font-size: 0.85rem;
  color: var(--slate-400);
  transition: color var(--transition-fast);
}

.footer-links-list a:hover {
  color: var(--gold-400);
}

/* ========================================================================= */
/* Highlighted Regulatory Directory Trust Card (Footer)                      */
/* ========================================================================= */
.footer-regulatory-highlight-card {
  position: relative;
  background: linear-gradient(165deg, rgba(197, 160, 89, 0.08) 0%, rgba(10, 20, 42, 0.95) 35%, rgba(6, 12, 26, 0.98) 100%);
  border: 1px solid rgba(197, 160, 89, 0.35);
  border-radius: var(--radius-lg);
  padding: 1.5rem 1.35rem;
  box-shadow: 0 14px 40px rgba(0, 0, 0, 0.5), inset 0 1px 0 rgba(255, 255, 255, 0.08);
  transition: all var(--transition-normal);
  overflow: hidden;
}

.footer-regulatory-highlight-card:hover {
  border-color: rgba(197, 160, 89, 0.6);
  box-shadow: 0 16px 45px rgba(0, 0, 0, 0.55), inset 0 1px 0 rgba(255, 255, 255, 0.12);
}

.footer-regulatory-highlight-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(90deg, rgba(197, 160, 89, 0.15) 0%, var(--gold-400) 50%, rgba(197, 160, 89, 0.15) 100%);
}

.footer-reg-card-glow {
  position: absolute;
  top: -40px;
  right: -40px;
  width: 140px;
  height: 140px;
  background: radial-gradient(circle, rgba(197, 160, 89, 0.18) 0%, transparent 70%);
  pointer-events: none;
  filter: blur(25px);
}

.footer-reg-header-meta {
  display: flex;
  align-items: center;
  margin-bottom: 0.85rem;
}

.footer-reg-status-chip {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.25rem 0.65rem;
  background: rgba(197, 160, 89, 0.09);
  border: 1px solid rgba(197, 160, 89, 0.24);
  border-radius: var(--radius-full);
  color: var(--gold-300);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  white-space: nowrap;
}

.reg-status-dot,
.badge-dot-live {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--emerald-500);
  box-shadow: 0 0 6px rgba(16, 185, 129, 0.7);
  display: inline-block;
  animation: pulseEmerald 2.5s infinite ease-in-out;
  flex-shrink: 0;
}

@keyframes pulseEmerald {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.35; transform: scale(0.85); }
}

.footer-reg-highlight-title {
  color: var(--white);
  font-size: 1.05rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  margin-bottom: 0.35rem;
  display: flex;
  align-items: center;
  gap: 0.45rem;
}

.reg-crest-icon {
  font-size: 1.15rem;
  line-height: 1;
}

.footer-reg-highlight-desc {
  font-size: 0.775rem;
  color: var(--slate-300);
  line-height: 1.45;
  margin-bottom: 0.95rem;
}

.footer-reg-links-highlight {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.footer-links-list .reg-direct-link,
.reg-direct-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.42rem 0.7rem;
  background: rgba(255, 255, 255, 0.035);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-sm);
  color: var(--slate-100);
  font-size: 0.815rem;
  font-weight: 500;
  text-decoration: none;
  transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
}

.footer-links-list .reg-direct-link:hover,
.reg-direct-link:hover {
  background: rgba(197, 160, 89, 0.2);
  border-color: rgba(197, 160, 89, 0.7);
  color: var(--gold-200);
  transform: translateX(4px);
  box-shadow: 0 3px 12px rgba(0, 0, 0, 0.35);
}

.reg-direct-link .ext-arrow {
  color: var(--gold-400);
  font-weight: 700;
  font-size: 0.85rem;
  margin-left: 0.5rem;
  transition: transform 0.2s ease, color 0.2s ease;
}

.reg-direct-link:hover .ext-arrow {
  transform: translate(2px, -2px);
  color: var(--gold-200);
}

.footer-reg-action-wrap {
  margin-top: 1rem;
  padding-top: 0.85rem;
  border-top: 1px solid rgba(197, 160, 89, 0.25);
}

.footer-links-list .footer-reg-action-btn,
.footer-reg-action-btn {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.6rem 0.85rem;
  background: linear-gradient(135deg, rgba(197, 160, 89, 0.2) 0%, rgba(197, 160, 89, 0.06) 100%);
  border: 1px solid rgba(197, 160, 89, 0.45);
  border-radius: var(--radius-sm);
  color: var(--gold-300);
  font-size: 0.775rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  text-decoration: none;
  transition: all var(--transition-fast);
}

.footer-links-list .footer-reg-action-btn:hover,
.footer-reg-action-btn:hover {
  background: var(--gold-500);
  color: var(--navy-950);
  border-color: var(--gold-400);
  box-shadow: 0 4px 18px rgba(197, 160, 89, 0.4);
}

.footer-reg-action-btn .btn-arrow {
  font-weight: 800;
  font-size: 0.9rem;
  transition: transform 0.2s ease;
}

.footer-reg-action-btn:hover .btn-arrow {
  transform: translateX(4px);
  color: var(--navy-950);
}

.footer-compliance-box {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  margin-bottom: 2.5rem;
  font-size: 0.8rem;
  color: var(--slate-400);
  line-height: 1.6;
}

.footer-compliance-box h5 {
  color: var(--gold-400);
  font-size: 0.875rem;
  margin-bottom: 0.65rem;
}

.footer-bottom-bar {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 1.75rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.775rem;
  color: var(--slate-400);
}

.footer-legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.25rem;
}

.footer-legal-links a:hover {
  color: var(--gold-400);
}

/* Page View Content Container (for multi-page views with entry animation) */
.page-view-container {
  display: none;
  min-height: 70vh;
  opacity: 0;
}

.page-view-container.active {
  display: block;
  opacity: 1;
  animation: pageEnter 0.32s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

@keyframes pageEnter {
  0% {
    opacity: 0;
    transform: translateY(16px);
  }
  100% {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Page Breadcrumb Component */
.page-breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8125rem;
  color: var(--slate-400);
  margin-bottom: 1.25rem;
  flex-wrap: wrap;
}

.page-breadcrumb a {
  color: var(--gold-400);
  text-decoration: none;
  font-weight: 500;
  transition: color var(--transition-fast);
}

.page-breadcrumb a:hover {
  color: var(--gold-300);
  text-decoration: underline;
}

.page-breadcrumb .bc-sep {
  color: var(--slate-500);
  font-size: 0.85rem;
}

.page-breadcrumb .bc-current {
  color: var(--slate-200);
  font-weight: 600;
}

/* Glassmorphic & Interactive Card Elevates */
.card-glass {
  background: rgba(255, 255, 255, 0.9) !important;
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid rgba(226, 232, 240, 0.85) !important;
  box-shadow: 0 4px 20px -2px rgba(10, 20, 40, 0.05);
}

.card-glass-dark {
  background: rgba(14, 27, 54, 0.8) !important;
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(197, 160, 89, 0.25) !important;
  box-shadow: 0 8px 32px 0 rgba(0, 0, 0, 0.3);
}

.card-interactive {
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.25s cubic-bezier(0.16, 1, 0.3, 1), border-color 0.25s ease;
}

.card-interactive:hover {
  transform: translateY(-5px);
  box-shadow: 0 16px 32px -8px rgba(10, 20, 40, 0.12);
  border-color: var(--gold-400) !important;
}

/* Financial Services Product Subpage Tabs & Panels */
.fs-product-nav-btn.active {
  background: var(--navy-900) !important;
  color: var(--white) !important;
  border-color: var(--gold-500) !important;
  box-shadow: var(--shadow-sm);
}

.fs-product-panel {
  display: none;
  animation: fadeIn 200ms ease;
}

.fs-product-panel.active {
  display: block;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(4px); }
  to { opacity: 1; transform: translateY(0); }
}

/* Products Available Through IRAH: Specifications & Solution Cards */
.fs-spec-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
  margin: 1.75rem 0 2rem;
}

@media (max-width: 1024px) {
  .fs-spec-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .fs-spec-grid {
    grid-template-columns: 1fr;
  }
}

.fs-spec-card {
  background: var(--slate-50);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 1.25rem 1rem;
  transition: all var(--transition-fast);
}

.fs-spec-card:hover {
  border-color: var(--gold-400);
  background: var(--white);
  box-shadow: var(--shadow-sm);
}

.fs-spec-label {
  font-size: 0.725rem;
  font-weight: 600;
  color: var(--slate-500);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 0.35rem;
}

.fs-spec-val {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy-900);
  line-height: 1.4;
}

.fs-spec-sub {
  font-size: 0.775rem;
  color: var(--slate-500);
  margin-top: 0.25rem;
}

.fs-solutions-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin: 1.75rem 0 2rem;
}

@media (max-width: 900px) {
  .fs-solutions-grid {
    grid-template-columns: 1fr;
  }
}

.fs-solution-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.5rem;
  display: flex;
  flex-direction: column;
  transition: all var(--transition-normal);
  position: relative;
}

.fs-solution-card:hover {
  transform: translateY(-4px);
  border-color: var(--gold-400);
  box-shadow: var(--shadow-md);
}

.fs-solution-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.2rem 0.6rem;
  font-size: 0.725rem;
  font-weight: 600;
  border-radius: var(--radius-full);
  margin-bottom: 0.85rem;
  width: fit-content;
}

.fs-solution-title {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 0.65rem;
}

.fs-solution-desc {
  font-size: 0.875rem;
  color: var(--slate-600);
  line-height: 1.6;
  flex: 1;
}

.fs-solution-footer {
  margin-top: 1.25rem;
  padding-top: 1rem;
  border-top: 1px solid var(--slate-100);
  font-size: 0.8rem;
  color: var(--slate-500);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.fs-compliance-callout {
  background: var(--slate-50);
  border: 1px solid var(--slate-200);
  border-left: 4px solid var(--gold-500);
  border-radius: var(--radius-md);
  padding: 1.25rem 1.5rem;
  margin: 1.75rem 0 1rem;
  font-size: 0.875rem;
  color: var(--slate-700);
  line-height: 1.6;
}

.fs-compliance-callout strong {
  color: var(--navy-900);
}

.fs-cta-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  background: var(--navy-900);
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 1.5rem 2rem;
  margin-top: 2rem;
}

.fs-cta-bar h4 {
  color: var(--white);
  font-size: 1.15rem;
  margin-bottom: 0.25rem;
}

.fs-cta-bar p {
  color: var(--slate-300);
  font-size: 0.85rem;
  margin: 0;
}

/* Knowledge Repository Filter Pills Active State */
.reg-filter-pill.active {
  background: var(--navy-900) !important;
  color: var(--white) !important;
  border-color: var(--gold-500) !important;
  box-shadow: var(--shadow-sm);
}

/* Relationship Desk Cards for Contact Page */
.desk-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-bottom: 2.5rem;
}

.desk-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  transition: all var(--transition-fast);
}

.desk-card:hover {
  border-color: var(--gold-500);
  box-shadow: var(--shadow-md);
}

.desk-badge {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gold-700);
  margin-bottom: 0.5rem;
}

.desk-card-title {
  font-size: 1.15rem;
  color: var(--navy-900);
  margin-bottom: 0.5rem;
}

.desk-card-detail {
  font-size: 0.85rem;
  color: var(--slate-600);
  line-height: 1.6;
}

/* Tables for Product Architecture & Comparison */
.data-table-wrap {
  overflow-x: auto;
  border-radius: var(--radius-md);
  border: 1px solid var(--slate-200);
  background: var(--white);
  margin: 1.5rem 0;
}

.data-table {
  width: 100%;
  min-width: 620px;
  border-collapse: collapse;
  font-size: 0.875rem;
  text-align: left;
}

.data-table th {
  background: var(--navy-900);
  color: var(--white);
  padding: 0.85rem 1.25rem;
  font-weight: 600;
  font-size: 0.825rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  white-space: nowrap;
}

.data-table td {
  padding: 0.95rem 1.25rem;
  border-bottom: 1px solid var(--slate-200);
  color: var(--slate-700);
}

.data-table tr:last-child td {
  border-bottom: none;
}

.data-table tr:hover td {
  background: var(--slate-50);
}

/* Responsive Breakpoints */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: minmax(0, 1fr);
  }
  .hero-grid > * {
    min-width: 0;
  }
  .business-lines-grid,
  .universe-grid,
  .edu-grid,
  .insights-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .pillars-grid,
  .reg-repo-grid,
  .tourism-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .approach-timeline {
    grid-template-columns: repeat(3, 1fr);
  }
  .footer-top-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
  }
  .footer-regulatory-highlight-card {
    grid-column: 1 / -1;
  }
  .footer-reg-links-highlight {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 0.5rem;
  }
  .calc-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 960px) {
  .nav-menu {
    display: none;
    position: absolute;
    top: 74px;
    left: 0;
    right: 0;
    background: var(--white);
    flex-direction: column;
    padding: 1.25rem 1.5rem;
    box-shadow: var(--shadow-xl);
    border-bottom: 1px solid var(--slate-200);
    z-index: 1000;
    gap: 0.5rem;
  }
  .nav-menu.mobile-open {
    display: flex;
  }
  .mobile-toggle {
    display: block;
    cursor: pointer;
  }
  .nav-item {
    width: 100%;
  }
  .nav-link {
    width: 100%;
    justify-content: space-between;
    padding: 0.75rem 0.5rem;
    white-space: nowrap;
  }
  .dropdown-menu {
    position: static;
    min-width: 100%;
    box-shadow: none;
    border: 1px solid var(--slate-100);
    background: var(--slate-50);
    margin-top: 0.25rem;
    display: none;
    opacity: 1;
    transform: none;
  }
  .nav-item:hover .dropdown-menu,
  .nav-item:focus-within .dropdown-menu {
    display: none;
  }
  .nav-item.dropdown-open .dropdown-menu {
    display: block;
  }
}

@media (max-width: 768px) {
  h1 { font-size: 2.15rem; }
  h2 { font-size: 1.75rem; }
  .hero-title { font-size: clamp(2rem, 8.6vw, 2.6rem); }
  .hero-section { padding: 3.5rem 0; }
  .hero-data-bubbles {
    flex-direction: column;
    align-items: center;
    gap: 0.85rem;
  }
  .aesthetic-stat-bubble {
    width: 100%;
    max-width: 420px;
    border-radius: var(--radius-lg);
  }
  .tourism-showcase { padding: 2rem 1.25rem; }
  .calc-panel, .form-card, .modal-content-box { padding: 1.5rem 1.25rem; }
  .section { padding: 3.5rem 0; }
  .contact-section-wrap,
  .form-grid-2 {
    grid-template-columns: minmax(0, 1fr);
  }
  .contact-section-wrap > *,
  .form-grid-2 > *,
  .form-group {
    min-width: 0;
  }
  .form-control {
    min-width: 0;
    max-width: 100%;
    text-overflow: ellipsis;
  }
  .desk-cards-grid {
    grid-template-columns: 1fr;
  }
  .business-lines-grid,
  .universe-grid,
  .edu-grid,
  .insights-grid,
  .pillars-grid,
  .reg-repo-grid,
  .tourism-grid {
    grid-template-columns: 1fr;
  }
  .approach-timeline {
    grid-template-columns: 1fr;
  }
  .contact-section-wrap {
    grid-template-columns: 1fr;
  }
  .footer-top-grid {
    grid-template-columns: 1fr;
  }
  .footer-reg-links-highlight {
    grid-template-columns: 1fr;
  }
  .form-grid-2 {
    grid-template-columns: 1fr;
  }
  .toast-msg {
    left: 1rem;
    right: 1rem;
    bottom: 1rem;
  }
}

@media (max-width: 768px), (pointer: coarse) {
  .btn, .fs-product-nav-btn, .reg-filter-pill, .calc-tab-btn, .calc-number-input, .reg-link-btn,
  .reg-direct-link, .footer-reg-action-btn, .page-breadcrumb a, .footer-legal-links a, .form-control {
    min-height: 44px;
  }
  .mobile-toggle {
    min-width: 44px;
    min-height: 44px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
  }
  .reg-link-btn, .page-breadcrumb a, .footer-legal-links a, .reg-card a:not(.reg-link-btn) {
    display: inline-flex;
    align-items: center;
    padding-inline: 0.25rem;
  }
  .footer-links-list a, .footer-legal-links a {
    display: inline-flex;
    align-items: center;
    min-height: 44px;
  }
  .modal-close-btn {
    min-width: 44px;
    min-height: 44px;
    width: 44px;
    height: 44px;
  }
  .checkbox-label {
    min-height: 44px;
  }
  .checkbox-label input {
    width: 22px;
    height: 22px;
    margin-top: 0;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* Notification Toast */
.toast-msg {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  background: var(--navy-900);
  color: var(--white);
  padding: 1rem 1.5rem;
  border-radius: var(--radius-md);
  border-left: 4px solid var(--gold-500);
  box-shadow: var(--shadow-xl);
  display: flex;
  align-items: center;
  gap: 0.75rem;
  z-index: 3000;
  transform: translateY(100px);
  opacity: 0;
  transition: all var(--transition-normal);
}

.toast-msg.show {
  transform: translateY(0);
  opacity: 1;
}

/* Regulatory Links Strip at Top of Footer */
.footer-regulatory-strip {
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 1.25rem 0 1.5rem;
  margin-bottom: 2.5rem;
}

.footer-regulatory-strip-inner {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer-reg-strip-label {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gold-400);
  font-weight: 700;
}

.footer-reg-strip-links {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.4rem 0.6rem;
}

.footer-reg-strip-links a {
  font-size: 0.775rem;
  color: var(--slate-300);
  text-decoration: none;
  transition: color var(--transition-fast);
  padding: 2px 4px;
  border-radius: 3px;
}

.footer-reg-strip-links a:hover,
.footer-reg-strip-links a:focus-visible {
  color: var(--gold-300);
  background: rgba(197, 160, 89, 0.1);
  text-decoration: underline;
}

.reg-strip-sep {
  color: rgba(255, 255, 255, 0.2);
  font-size: 0.75rem;
  user-select: none;
}


/* Footer Top Regulatory Repository Strip (Small Clickable Links) */
.footer-top-repo-strip {
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 0 0 1.5rem;
  margin-bottom: 2.5rem;
}

.footer-repo-inner {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.footer-repo-title {
  font-size: 0.775rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 700;
  color: var(--gold-400);
}

.footer-repo-boxes {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 0.6rem;
  margin-top: 0.4rem;
}

.footer-repo-box {
  display: inline-flex;
  align-items: center;
  padding: 0.35rem 0.75rem;
  font-size: 0.75rem;
  color: var(--slate-300);
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-sm);
  text-decoration: none;
  line-height: 1.35;
  transition: all var(--transition-fast);
}

.footer-repo-box:hover {
  background: rgba(255, 255, 255, 0.09);
  border-color: var(--gold-400);
  color: var(--gold-300);
  transform: translateY(-1px);
}

.footer-repo-box-accent {
  background: rgba(197, 160, 89, 0.1);
  border-color: rgba(197, 160, 89, 0.35);
  color: var(--gold-400);
  font-weight: 600;
}

.footer-repo-box-accent:hover {
  background: rgba(197, 160, 89, 0.2);
  border-color: var(--gold-300);
  color: var(--gold-200);
}

/* Assessment Diagnostic Tool Styles */
.assessment-card {
  transition: box-shadow var(--transition-normal);
}

.assessment-question-box label:hover {
  color: var(--gold-600);
}

/* ========================================================================= */
/* 3-STAGE FINANCIAL HEALTH & RISK ASSESSMENT ENGINE STYLES                  */
/* ========================================================================= */

/* 1. Wizard Stepper */
.wizard-stepper {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 2.75rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid var(--slate-200);
  position: relative;
}

.step-item {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  cursor: pointer;
  opacity: 0.6;
  transition: all var(--transition-fast);
}

.step-item.active {
  opacity: 1;
}

.step-item.completed {
  opacity: 0.9;
}

.step-number {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--slate-100);
  border: 2px solid var(--slate-300);
  color: var(--slate-600);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.95rem;
  font-family: var(--font-display);
  transition: all var(--transition-fast);
}

.step-item.active .step-number {
  background: var(--navy-900);
  border-color: var(--gold-500);
  color: var(--gold-400);
  box-shadow: 0 0 0 4px rgba(197, 160, 89, 0.2);
}

.step-item.completed .step-number {
  background: var(--emerald-600);
  border-color: var(--emerald-500);
  color: var(--white);
}

.step-label {
  display: flex;
  flex-direction: column;
}

.step-label-title {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--slate-500);
  font-weight: 700;
}

.step-item.active .step-label-title {
  color: var(--gold-600);
}

.step-label-sub {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--navy-900);
}

.step-line {
  flex: 1;
  height: 2px;
  background: var(--slate-200);
  margin: 0 1.25rem;
}

/* 2. Profile Form Grid */
.profile-form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem 1.75rem;
}

@media (max-width: 768px) {
  .profile-form-grid {
    grid-template-columns: 1fr;
  }
  .wizard-stepper {
    flex-direction: column;
    align-items: flex-start;
    gap: 1rem;
  }
  .step-line {
    display: none;
  }
}

/* 3. Survey Controls Bar */
.survey-controls-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2rem;
  background: var(--slate-50);
  padding: 0.75rem 1rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--slate-200);
}

.pillar-tab-group {
  display: flex;
  gap: 0.5rem;
  flex-wrap: wrap;
}

.pillar-tab-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.65rem 1.15rem;
  border-radius: var(--radius-md);
  border: 1px solid var(--slate-300);
  background: var(--white);
  color: var(--navy-900);
  font-weight: 600;
  font-size: 0.85rem;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.pillar-tab-btn:hover {
  background: var(--slate-100);
  border-color: var(--slate-400);
}

.pillar-tab-btn.active {
  background: var(--navy-900);
  color: var(--gold-400);
  border-color: var(--navy-900);
}

.survey-action-helpers {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.survey-progress-pill {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--navy-900);
  background: var(--white);
  padding: 0.35rem 0.75rem;
  border-radius: var(--radius-pill);
  border: 1px solid var(--slate-300);
}

/* 4. Pillar Banners & Category Blocks */
.pillar-intro-banner {
  background: var(--slate-50);
  border-left: 4px solid var(--gold-500);
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-md);
  margin-bottom: 2rem;
}

.assessment-cat-block {
  margin-bottom: 2.5rem;
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
}

.assessment-cat-header {
  background: var(--navy-900);
  color: var(--white);
  padding: 1rem 1.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.assessment-cat-title {
  margin: 0;
  font-size: 1.05rem;
  color: var(--white);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.assessment-cat-body {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
}

/* 5. Question Card */
.assessment-q-card {
  padding: 1.25rem;
  background: var(--slate-50);
  border-radius: var(--radius-md);
  border: 1px solid var(--slate-200);
  transition: all var(--transition-fast);
}

.assessment-q-card:hover {
  border-color: var(--slate-300);
  background: #f8fafc;
}

.assessment-q-prompt {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 0.35rem;
}

.assessment-q-why {
  font-size: 0.825rem;
  color: var(--slate-600);
  margin-bottom: 1rem;
}

.assessment-options-group {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0.5rem;
}

@media (max-width: 900px) {
  .assessment-options-group {
    grid-template-columns: 1fr;
  }
}

.assessment-option-label {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 0.75rem 0.5rem;
  background: var(--white);
  border: 1px solid var(--slate-300);
  border-radius: var(--radius-sm);
  cursor: pointer;
  font-size: 0.8rem;
  line-height: 1.35;
  color: var(--slate-700);
  transition: all var(--transition-fast);
}

.assessment-option-label:hover {
  border-color: var(--gold-500);
  background: rgba(197, 160, 89, 0.05);
  color: var(--navy-900);
}

.assessment-option-label.selected {
  background: var(--navy-900);
  border-color: var(--gold-500);
  color: var(--white);
  box-shadow: 0 2px 4px rgba(10, 20, 40, 0.15);
}

.assessment-option-label input[type="radio"] {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.option-score-tag {
  font-size: 0.7rem;
  font-weight: 800;
  color: var(--gold-600);
  margin-bottom: 0.25rem;
}

.assessment-option-label.selected .option-score-tag {
  color: var(--gold-400);
}

/* 6. Results Dashboard Styles */
.client-summary-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.5rem;
  padding: 1rem 1.5rem;
  background: var(--slate-100);
  border-radius: var(--radius-md);
  margin-bottom: 2rem;
  border: 1px solid var(--slate-200);
}

.cs-item {
  font-size: 0.85rem;
  color: var(--slate-700);
}

.cs-label {
  color: var(--slate-500);
  margin-right: 0.25rem;
}

.score-summary-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.75rem;
  margin-bottom: 2rem;
}

@media (max-width: 768px) {
  .score-summary-grid {
    grid-template-columns: 1fr;
  }
}

.score-summary-card {
  padding: 1.75rem;
  border-radius: var(--radius-lg);
  background: var(--navy-900);
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.1);
  box-shadow: var(--shadow-md);
}

.score-card-health {
  border-top: 4px solid var(--gold-500);
}

.score-card-risk {
  border-top: 4px solid var(--coral-500, #ea580c);
}

.score-card-kicker {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--slate-400);
  font-weight: 700;
  margin-bottom: 0.25rem;
}

.score-card-title {
  margin: 0 0 1rem;
  font-size: 1.25rem;
  color: var(--white);
}

.score-card-val-row {
  display: flex;
  align-items: baseline;
  gap: 1rem;
  margin-bottom: 0.75rem;
}

.score-big {
  font-size: 2.75rem;
  font-weight: 800;
  font-family: var(--font-display);
  color: var(--gold-400);
  line-height: 1;
}

.score-card-desc {
  font-size: 0.85rem;
  color: var(--slate-300);
  line-height: 1.5;
  margin: 0;
}

.assessment-feedback-box {
  background: var(--slate-50);
  border-left: 4px solid var(--navy-900);
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-md);
  margin-bottom: 2.5rem;
}

/* 7. Radar Spider Charts */
.radar-charts-container {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
  margin-bottom: 3rem;
}

@media (max-width: 900px) {
  .radar-charts-container {
    grid-template-columns: 1fr;
  }
}

.radar-chart-card {
  background: #0A1428;
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  border: 1px solid rgba(255, 255, 255, 0.1);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
}

.radar-chart-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.25rem;
}

.radar-chart-header h4 {
  margin: 0;
  color: var(--white);
  font-size: 1.05rem;
}

.radar-chart-sub {
  font-size: 0.785rem;
  color: var(--slate-400);
  margin-bottom: 1rem;
}

.radar-svg-box {
  width: 100%;
  aspect-ratio: 1 / 1;
  max-width: 500px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
}

.radar-svg-box svg {
  width: 100%;
  height: 100%;
  display: block;
}

.badge-coral {
  background: rgba(234, 88, 12, 0.15);
  color: #fdba74;
  border: 1px solid rgba(234, 88, 12, 0.4);
}

/* ===== Assessment report: consent, status, disclaimer ===== */
.assessment-consent {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin: 0 0 1.25rem;
  color: var(--slate-300);
  font-size: 0.875rem;
  line-height: 1.55;
  cursor: pointer;
}
.assessment-consent input[type="checkbox"] {
  flex: 0 0 auto;
  width: 1.25rem;
  height: 1.25rem;
  margin-top: 0.15rem;
  accent-color: var(--gold-500, #C5A059);
}
.assessment-consent a { color: var(--gold-400, #E5C985); text-decoration: underline; }
.report-status {
  margin-top: 1.25rem;
  padding: 1rem 1.15rem;
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  line-height: 1.55;
  border: 1px solid transparent;
}
.report-status--info    { background: rgba(197, 160, 89, 0.12); border-color: rgba(197, 160, 89, 0.35); color: #E5C985; }
.report-status--success { background: rgba(16, 185, 129, 0.12); border-color: rgba(16, 185, 129, 0.35); color: #6EE7B7; }
.report-status--warn    { background: rgba(245, 158, 11, 0.12); border-color: rgba(245, 158, 11, 0.35); color: #FCD34D; }
.report-status--error   { background: rgba(239, 68, 68, 0.12);  border-color: rgba(239, 68, 68, 0.35);  color: #FCA5A5; }
.assessment-disclaimer {
  margin: 1.25rem 0 0;
  color: var(--slate-400);
  font-size: 0.78rem;
  line-height: 1.55;
}

/* ===== Mobile stability fixes ===== */
@media (max-width: 480px) {
  .main-header .container { padding-inline: 1rem; }
  .brand-logo { gap: 0.55rem; min-width: 0; }
  .logo-symbol { width: 36px; height: 36px; }
  .logo-text-title { font-size: 0.9rem; }
  .header-actions { gap: 0.25rem; }
  .header-actions .btn-sm { padding-inline: 0.75rem; }
}
@media (max-width: 359px) {
  .logo-text-wrap { display: none; }
}
.calc-grid { grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); }
@media (max-width: 1100px) {
  .calc-grid { grid-template-columns: minmax(0, 1fr); }
}
.calc-input-header { flex-wrap: wrap; }

/* Footer statutory disclaimer must stay legible on the dark footer */
.footer-compliance-box p { color: var(--slate-300); font-size: 0.8125rem; }

/* Single-line destination tags */
.tour-dest-tag { white-space: nowrap; letter-spacing: 0.04em; }

/* Touch targets */
@media (max-width: 768px), (pointer: coarse) {
  .card-link-subtle { display: inline-flex; align-items: center; min-height: 44px; }
  a.brand-logo { min-height: 44px; }
  .footer-repo-box { min-height: 44px; }
}

/* Long, sentence-like badges in the contact box may wrap instead of overflowing small screens */
.unified-contact-container .badge { max-width: 100%; white-space: normal; }